My new Marketing in Real Estate

Growing up in Santa Clarita, has been the best experience ever. I really had the best of both worlds. Growing up with a Cowboy for a father, and I mean true Cowboy John Wayne style, I really did have it all. We roped, barrel raced, had the horses right there at our house and lived in the middle of a city. My dad has since passed away, but mom is still there and we still have the horses. I rope from time to time, but Real Estate keeps me fairly busy that sometimes it is hard to juggle it all.

Well, enough of that, let me share with you my idea.....Erika Kauzlarich-Bird roping the house of your dreams.

Really finding the home of your dreams is a lot like roping. It is all about timing, and position, much like roping the two hind feet of a steer. You have to be in good position and have perfect timing in order to catch two feet. Same with home buying, you need to be in the position to buy and timing is everything. The right time, when prices are good, interest rates are low, and the timing of your Realtor finding that perfect home at just the right time.

Wachovia and World Savings Short Sales

Wachovia and World Savings has rolled out a new Short Sale Program. You can get an approval in less than 30 days. You can also try for a loan modification as well. There is a lot of talk at how difficult short sales are, but they are not when it comes to these two loans. If you have a home in Santa Clarita, Palmdale or Lancaster, I can help. Please call me. Here is some information regarding Short Sales….
What is a short sale?

• A short sale is a program that allows the homeowner to sell the home for
less than the amount owed on the mortgage.

How can I be considered for a short sale?

• You may be eligible for a short sale if you have an involuntary hardship and
can no longer afford the monthly payments on your mortgage, or you’re unable
to sell your home for the full amount owed on your mortgage.

How can I benefit from a short sale?

• You avoid a foreclosure sale. You can live in your home until the new owner
closes, giving you time to make other living arrangements.

• A foreclosure sale may be postponed once a written, signed offer is received
and approved by Wachovia in writing. Also, you might be eligible for a
seller incentive.

How does a short sale work?

• Once you call me to discuss a short sale, your next steps would be:
Take a listing on your property at fair market value.
Provide your bank with your financial information; explain your situation
and why you are unable to pay your mortgage.

Together, we’ll work through the details and steps to sell your home at an agreed upon price so you can avoid a foreclosure sale.

What other details should I be aware of?

• You may be eligible for a Loan Modification. To get further details or see
if you qualify, simply call 1-888-308-3964

• Be sure to speak with your tax advisor about the tax implications of a short
sale.

• A buyer of your property may not be anyone you have a close personal or
business relationship with, including family or friends. This is also
referred to as a “non arms length transaction.”

• You are responsible for making your mortgage payments while your home is on
the market.

• A short sale transaction can take place as late as 5 days prior to a
foreclosure sale on a home.

• Mortgages in bankruptcy require special consideration, please call me to
discuss your options.

• Short sale offers are subject to Mortgage Insurance (MI) and/or investor
requirements and approval (if applicable).